The so-called “digital arrest” scam is one of the most psychologically aggressive cyber frauds currently targeting Indian citizens. Victims are told they are under investigation for money laundering, courier fraud, or illegal activity — and that they must remain on a video call while authorities “verify” their accounts. The fear is real. The arrest is … Read more
When India’s aviation regulator steps in and grounds an aircraft, it immediately grabs national attention. The recent action by the Directorate General of Civil Aviation to ground a Learjet has once again put aviation safety and compliance under the spotlight. But what exactly does “grounding” mean? Was it due to a safety failure mid-air, or … Read more
The aviation sector is one of the most volatile industries in the stock market. Small changes in fuel prices, regulations, or funding conditions can cause sharp moves in airline stocks. That’s exactly why SpiceJet Ltd share price often stays in the spotlight. Unlike defensive sectors such as FMCG or utilities, airline stocks trade on a … Read more
Brokerage stocks move differently from banks or manufacturing companies. Their earnings are directly linked to market activity. So when volatility rises or trading volumes surge, stocks like Angel One Ltd often react quickly. If you’re tracking Angel One share price, here’s what is actually driving the movement — and what numbers matter most. 1. Why … Read more
“Should I prepay my home loan or invest the extra money?” is one of the most common financial questions. The confusion happens because people compare guaranteed interest savings with uncertain market returns without adjusting for tax, tenure, and risk. The answer is not emotional. It is mathematical. Once you calculate your loan interest rate, expected … Read more
Most borrowers assume banks calculate interest perfectly. In reality, small calculation differences, incorrect rate resets, insurance bundling, or fee additions can increase total repayment significantly over 15–25 years. Even a 0.25% higher interest rate on a ₹50 lakh loan for 20 years can increase total interest by more than ₹1.5–2 lakh over the tenure. That … Read more
In India, CIBIL scores range from 300 to 900, and most banks prefer a score of 750+ for smooth loan approvals. According to lending industry data, borrowers above 750 often receive lower interest rates compared to those below 700. Even a 50–70 point difference can impact approval probability and loan pricing. A low score increases … Read more
Credit cards are profitable only when you never pay interest. The biggest reason people lose money on cards is not overspending alone — it is missed due dates, partial payments, and misunderstanding of billing cycles. Even one delayed payment can trigger high interest, late fees, and damage to your credit score. Autopay eliminates human error … Read more
One of the most common financial dilemmas is deciding whether to prepay a loan or invest extra money. Some people suggest clearing debt first, while others recommend investing for higher returns. Both approaches can be correct — but only in specific situations. The right decision depends on interest rate, expected investment returns, tax benefits, and … Read more
A good credit score is one of the most powerful financial assets you can have. It affects your ability to get loans, credit cards, lower interest rates, and even faster approvals. Yet most people don’t understand what actually improves their credit score and how long it takes. Many follow random advice like taking multiple loans, … Read more