In 2026, the search for the highest FD interest rates in India is no longer driven by greed. It is driven by fear. Fear of volatile stock markets. Fear of unpredictable mutual fund returns. Fear of capital erosion. And fear of making the wrong financial decision at the wrong time. This emotional backdrop explains why … Read more
Credit card RBI guidelines 2026 are not consumer-friendly charity rules. They are damage-control regulations forced on banks after years of hidden fees, mis-selling, predatory interest practices, and grievance stonewalling. And most cardholders still behave as if credit cards are free money instead of regulated debt instruments with brutal penalty mechanics. Here is the uncomfortable truth: … Read more
UPI new rules 2026 are not cosmetic tweaks. They are a silent response to an uncomfortable reality: India’s digital payments ecosystem has become so large that even a tiny failure rate now translates into millions of fraud incidents, wrongful debits, and consumer complaints every year. And most users are still behaving as if UPI is … Read more