Credit Card Rules in India 2026: Late Fees, Interest Traps, Dispute Steps, and RBI Complaint Escalation Guide
Credit card RBI guidelines 2026 are not consumer-friendly charity rules. They are damage-control regulations forced on banks after years of hidden fees, mis-selling, predatory interest practices, and grievance stonewalling. And most cardholders still behave as if credit cards are free money instead of regulated debt instruments with brutal penalty mechanics. Here is the uncomfortable truth: … Read more