In 2026, the search for the highest FD interest rates in India is no longer driven by greed. It is driven by fear. Fear of volatile stock markets. Fear of unpredictable mutual fund returns. Fear of capital erosion. And fear of making the wrong financial decision at the wrong time. This emotional backdrop explains why … Read more
In 2026, fixed deposits in India are no longer treated as boring parking instruments. They have quietly re-entered the emotional center of middle-class financial planning. Volatile equity markets, uncertain global cues, and inconsistent mutual fund returns have pushed conservative and semi-aggressive investors back toward one thing they deeply trust: predictable income. That is why HDFC … Read more
Credit card RBI guidelines 2026 are not consumer-friendly charity rules. They are damage-control regulations forced on banks after years of hidden fees, mis-selling, predatory interest practices, and grievance stonewalling. And most cardholders still behave as if credit cards are free money instead of regulated debt instruments with brutal penalty mechanics. Here is the uncomfortable truth: … Read more
Budget Sunday and mutual funds create confusion every single time the Union Budget is presented on a weekend. Investors see headlines saying “markets will be open on Sunday,” assume mutual funds will behave like stocks, place buy or sell orders, and then panic when nothing seems to execute or NAVs don’t move the way they … Read more