RBI

Credit Card Rules in India 2026: Late Fees, Interest Traps, Dispute Steps, and RBI Complaint Escalation Guide

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Credit Card Rules in India 2026: Late Fees, Interest Traps, Dispute Steps, and RBI Complaint Escalation Guide

Credit card RBI guidelines 2026 are not consumer-friendly charity rules. They are damage-control regulations forced on banks after years of hidden fees, mis-selling, predatory interest practices, and grievance stonewalling. And most cardholders still behave as if credit cards are free money instead of regulated debt instruments with brutal penalty mechanics. Here is the uncomfortable truth: … Read more

Credit Report Weekly Update Rule 2026: What Changes for Borrowers

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Credit Report Weekly Update Rule 2026: What Changes for Borrowers

The credit report weekly update 2026 rule quietly changes how fast your financial behaviour shows up on your credit profile. Earlier, many borrowers assumed that credit reports updated once a month and delays were normal. That assumption no longer holds. With faster reporting cycles, both good and bad actions reflect quicker—sometimes within days instead of … Read more